Partnership capital
What partners actually need to know before a buy in
A short, practical guide to structuring partner capital, and the questions to ask your broker before you commit.
6 min read·Read- Specialist professions finance · 20+ years
- Strong relationships across mainstream & specialist lenders
- FCA regulated credit broker
Some of the lenders we work with
- Close Brothers
- Paragon
- Siemens
- Funding Circle
- Capify
- Braemar
Why Fen Court
Four reasons partners and practice managers choose us.
Transparent
We take no commission from the lender, and any fee is agreed with you in writing, upfront. No surprises at completion.
Independent
Whole of market access across mainstream and specialist lenders. We work for you, not a panel.
Fast
Indicative terms in 24 hours; most facilities drawn down within 24 to 72 hours of approval.
Senior contact
A named, senior broker from first call to drawdown. No call centres, no handoffs.
Loan purposes
Finance structured around how your practice actually runs.
PI Funding
Spread the cost of your professional indemnity premium across the year.
Would you rather spread the cost than pay it in one go?
Learn moreTax & VAT
Smoothing corporation tax, self assessment and VAT in line with cashflow.
We can help you spread the cost across the year.
Learn morePractising Certificate
Funding for annual practising certificates and regulatory fees.
Cover your annual certificate and regulatory fees without the lump sum hit.
Learn moreAged Debt
Release cash tied up in WIP, lock up and slow paying client ledgers.
Do you need money to keep the business running day to day, or to help it grow?
Learn morePractice Acquisition
Funding for mergers, lateral hires and the purchase of established practices.
Borrowing money to buy another professional firm or a block of clients?
Learn morePartner Buy In / Out
Structured capital for incoming partners and retiring equity holders.
Funding to buy into a practice, increase your equity stake, or finance a buy in or buy out.
Learn moreAsset Finance
Equipment, technology and vehicles, with terms aligned to useful life.
We can help you spread the cost of the kit your practice needs.
Learn moreOffice Refurbishment
Premises acquisition, fit out and refurbishment for professional practices.
Do your premises project the right image?
Learn more
Professions
Specialist by profession, not generalist by accident.
Solicitors
Partnership capital, lock up funding and PI.
Barristers
Tax funding and chambers contributions.
Accountants
Partner buy in, acquisitions and WIP.
Architects & Surveyors
Project cashflow, equipment and PI.
Dentists & Vets
Practice acquisition, equipment and refurb.
IFAs/Financial intermediaries
Acquisition, recurring revenue financing and PI.
For brokers & introducers
Introduce your clients to us and earn a fee for your business.
If a case falls outside of your core panel, introduce it to Fen Court. We handle it discreetly, keep you in the loop, and pay a fee for every client you refer.
How it works
Three steps,
no theatre.
A named, senior broker from the first call to drawdown. No forms first, no call centre triage.
Get a quote- I
Tell us what you need
A short call to understand your practice, the purpose of the facility, amount and timing.
- II
We go to whole of market
Independent search across mainstream and specialist lenders, with no tied panels and no shortcuts.
- III
A clear, transparent quote
Options side by side, with any fee agreed in writing, and no commission taken from the lender.
The transparency promise
No commission from the lender. Ever.
Most professional firms have no idea what their broker is being paid, or by whom. We do it differently: we take no commission from the lender, so our advice is never shaped by who pays us most, and any fee is agreed with you in writing before you sign anything.
It is the only way a broker can credibly say they have searched the whole market on your behalf.
News & Insights
Reading from the practice finance desk.
Tax funding
Smoothing the January tax bill without disturbing core banking
Why a separate tax facility is usually cheaper, simpler and less disruptive than extending an overdraft.
4 min read·ReadMarket view
Where lender appetite is moving for professional practices in 2026
A view from the desk on which lenders are leaning in, which are pulling back, and what that means for rates.
5 min read·Read
Talk to a real broker
A senior broker, on the phone, in minutes.
No forms first, no call centre triage. Tell us what you need and we'll tell you honestly whether we can help, and at what rate.